China Merchants Bank is a joint-stock commercial bank that engages in the provision of corporate and personal banking services. It offers its users with personal business, corporate business, SME, and credit card services. It provides loans, investment opportunities, and e-banking services for individuals. Under corporate business segment, it provides cash management, investment banking, domestic business, international business, pension business, and financial institution services. For the SME sector, it offers pay-as-you-go service, combo loans, mortgage loans for equipment, joint guarantee loans, and housing mortgage loans. Bankcard standard credit cards, HE cards, infinite credit cards, classic platinum cards, and special platinum cards are provided by the bank. All the cards are combined with Visa and Union Pay currency services.China Merchants Bank was founded in 1987.