Founded in New Zealand, HealthNow offers a unique payment solution that lets health consumers spread out their health care payments for up to twelve weeks, with no fees or interest. Consumers can also put money aside in their Health Wallet, and with Employer Aid, participating employers can fund employee wallets as a benefit. Health care providers and merchants love HealthNow's ease of integration, its simple fee structure, and how it helps them increase patient flow and improve service utilization. For these reasons, in just one year HealthNow has become the health care payments market leader in New Zealand. HealthNow US, Inc. operates in the U.S. under the CoverUS name.